Friday, July 19, 2013

Practical Steps to Financial Freedom and Independence by Usiere Uko

During these times of financial difficulty, people are always looking for ways to increase their income and expand their finances.

Author and personal finance expert Usiere Uko has provided help in thiscover matter through his latest book release, Practical Steps to Financial Freedom and Independence: Your road map to exiting the rat race and living your dreams.

Uko does an excellent job outlining the steps you need to take in order to achieve your financial dreams. He relates his own personal experience with each step and adds a bit of humor throughout the book to liven up what could be a dull subject. He provides a no-nonsense approach to improving your financial circumstances. 

One suggestion throughout the book is to change your mind set from negative to positive. Instead of thinking about what you don’t have, focus on what you do have. Instead of telling yourself that you can’t do something, focus on how you can accomplish what you want.

In addition, Uko recommends you get your financial house in order. This means knowing exactly what you owe and what your net worth is, as well as preparing a will for the future. He also highly recommends that you pay yourself a percent of your wages, even if you start off with only one percent and increase the amount as you can.

Another point Uko makes is that people need to spend ‘below’ their income rather than spend within their income. He stresses it isn’t necessary to have the latest gadgets nor keep up with the neighbors in buying items for appearance sake.

Practical Steps to Financial Freedom and Independence is written in simple terms making it easy to follow. There are step by step practices that help you discover where you are and where you want to be. The book stresses that changing your attitude about money and finances is the first step toward reaching your dreams.

Practical Steps to Financial Freedom and Independence by Usiere Uko, CreateSpace Independent Publishing, @2013, ISBN: 978-1470068325, Paperback, 186 Pages

FTC Full Disclosure - This book was sent to me by Author Marketing Experts, Inc. in hopes I would review it. However, receiving the complimentary copy did not influence my review.
ABOUT THE AUTHOR: Usiere Uko is not your regular personal finance expert. He is a man on a mission - to inspire everyday folks to rise above their circumstances/excuses and live their dreams. He calls himself a dreamer who lives next door to reality, and believes everyone has a God given right to live his or her dreams.

Usiere is an author, speaker, entrepreneur, mentor and engineer. He started his career as a Mechanical Engineer spanning 23 years with Delta Steel, NETCO and Chevron all in Nigeria. Along the line, he rediscovered his true passion - writing - which led to the commencement of his journey to financial freedom Christmas 2001 while living in the UK.

He is the editor of, a motivational blog on personal finance and investing. He was on the board of P2P Media Partners, publishers of Moneywise Newspaper and is chairman of board of Galleria Media Limited, publishers of

Usiere is a rookie marathoner, wannabe sky diver and believes in living life without limits. Usiere lives in Lagos Nigeria and is happily married with a lovely son and daughter.

For more information on Usiere, visit him online at


  1. Mason - Oh, what a timely and interesting topic. I'm glad you found this book readable and useful. Thanks for sharing.

  2. This sounds like a great book. There was a documentary recently about how we live beyond our means in America. Part of the blame was put on what we see on television. People no longer want to keep up with the Joneses (their neighbors) but expect to live like movie stars and professional football players and feel entitled to overspend. I agree that changing your attitude is the key.


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